Secondary Credit Broking Business Plan | FCA Licence Template

This Secondary Credit Broking Business Plan provides a clear and structured overview of your business. As well as the regulated activity for which you are looking to get FCA authorised in order to provide your customers with credit.

The template outlines your main business activities, how you introduce customers to credit providers, and the specific reasons this permission is required. This template helps you demonstrate to the FCA that your credit‑broking activity is well‑understood, controlled, and aligned with your wider business model.

Use this Secondary Credit Broking Business Plan template to explain:

• The nature of your business and services
• Why you introduce customers to credit and how this supports your operations
• How secondary credit broking fits into your customer journey
• Why the permission is necessary for your commercial offering
• Your commitment to meeting FCA expectations around conduct and customer outcomes

Who is it for

Firms seeking authorisation (or variation of permission) to undertake Limited Permission – Secondary Credit-Broking activities.